About Us

Experience You Can Trust. Service You Can Count On.

With over 20 years in the credit card processing industry, we’ve seen how confusing and unfair merchant services can be. That’s why we built Paymates—to do it differently.

Meet Nicole

Nicole brings energy, integrity, and a personal touch to Paymates. Since joining in 2024, she’s focused on making payments simple, transparent, and stress-free for small business owners. Always ready to answer questions, she ensures every client gets real support from a real person—no bots, no confusion.

Family-run and client-focused, we combine decades of expertise with fresh energy to help your business thrive.

Merchant Services Without the Headaches

We help small businesses get paid—faster, simpler, and without the traps of big-box processors

No Contracts

Stay because you want to—not because you’re locked in.

No Rate Increases

Transparent pricing. No hidden fees.
No surprise hikes.

24/7 Live U.S. Support

Talk to a real person, not a bot.
Anytime you need us.

Get a Free Consultation

Fill out the form for a Free Consultation or Compare your Current Fees.  We look forward to hearing from you!

Our Services

Merchant Services

From countertop terminals to virtual payments and mobile solutions, we provide secure, transparent, and flexible credit card processing for small businesses. You’ll always have a real person to call—not just a 1-800 number.

Auto Repair Shop Software

Designed with independent auto shops in mind, our shop management system helps streamline everything from scheduling and invoicing to inventory and customer communication. It’s intuitive, affordable, and backed by real support.

Point of Sale Systems

Whether you need a sleek touchscreen setup or something more rugged for the shop counter, we offer POS solutions that match your workflow ad budget—complete with setup, training, and ongoing support.

Mobile Payments & Invoicing

Accept payments on the go or send digital invoices with ease. Perfect for mobile service businesses, events, or remote teams.

Statement Analysis & Fee Reviews

Not sure if you’re overpaying in processing fees? We offer complimentary statement reviews to uncover hidden fees and identify savings—no pressure, just transparency. 

Let’s talk about what would work best for your specific business.

(626) 688-3452
Nicole@paymates.biz

Industry Solutions

Whatever industry you’re in, we have a payments solution tailored to your needs.
Automotive

Only System with Compliant Dual Pricing. Flexible Payment Options.

Petroleum

Secure, Cost-Efficient Pay-at-the-Pump Solutions.

Mobile Services

Take Payments Anywhere—Contractors, Delivery, Repairs, and more.

Restaurants & QSR

Affordable All-In-One POS, compatible with Online Delivery Platforms.

Business to Business

Reduce Costs with Level II & III Data Capture and Large-Ticket Programs.

Medical Services

Secure, Integrated Payments for Practices and Suppliers.

E-Commerce

Fraud-Protected Online Payments with Tokenized Recurring Billing and ACH.

High-Risk Industries

Trusted Solutions for Dispensaries, Firearms, and Specialty Businesses.

Not sure which solution fits your business? Let’s talk, We’ll tailor a system for you!

How It Works

1. Let us Review Your Current System.  

Let’s chat to make your payment flow better and quicker.

2. See Your Savings.  Want to Know How Our Fees Compare?

Email us (Nicole@paymates.biz) a statement  —we’ll show you exactly what you’re paying today.  We’ll compare side by side, with no jargon and no pressure.

3. Start Processing Smarter

Switch seamlessly, keep your cash flow moving, and enjoy live support when you need it.

Tired of Confusing Fees and Endless Phone Trees?

At Paymates, you’ll never sign a long contract, never face a surprise rate hike,
and you’ll always talk to a real human.

Testimonials

“Nicole made switching from Square painless—and now I actually understand what I’m paying for each month.”
 — Mike R., Auto Repair, Shop Owner
“We switched from Square and immediately saw lower fees—and when we needed help, a real person picked up.”
 — Local Café Owner, CO
“It’s rare to find someone who picks up the phone and cares. Nicole does both.”
 — Angela M., Retail, Boutique Owner
“Nicole and her team are honest, responsive, and saved our shop thousands. I can actually understand my statement now!”
 — Joe’s Auto Repair, CA, Shop Owner
“She didn’t just sell me a card reader—she helped me upgrade my whole process.”
 — Marco L., Wellness, Studio Manager
“We were using Venmo and cash before. Now we have a real system, and our customers love it.”
 — James & Tia, Mobile Detailers